Guiding You Through The Bankruptcy Process

Initial Consultation Agreement

Notice to Debtors

There are a number of factors to consider when filing for bankruptcy in Kentucky. Unexpected events such as illnesses, being laid off and divorce expenses, can have a detrimental effect on your finances and credit. The uncertainty that arises from being in such a precarious financial situation can seem overwhelming.

At Wilson, Stavros, Rowsey & Thomas, we understand that it can sometimes be very difficult to keep up with your economic obligations. If you are considering bankruptcy, you should be aware that you have many options available for remedying your unique situation.

Why Choose Us?

Our 25 years of experience in practicing bankruptcy law* make our attorneys especially suited to offer our services and address bankruptcy matters, which sometimes include participating in bankruptcy conferences as a guest speaker. As our client, you can always expect to receive high-quality customer service from Ashland staff. Our lawyers want to help you handle your debts and regain control of your finances and your life.

Chapter 7

Chapter 7 bankruptcies can be most beneficial to people who earn a modest income and have little property to protect. This type of bankruptcy does not involve a payment plan and may be able to give you a chance to start over by discharging your personal liability for credit card debt, putting an end to phone calls from harassing creditors.

Chapter 13

Chapter 13 bankruptcy provides a way for you to consolidate your debts and bills. It also provides options for stopping foreclosures, tax levies and wage garnishments. You can have your debt restructured, allowing you to repay it over a number of years.

Filing For Bankruptcy Can Have A Long-Term Financial Impact. Get The Facts Before You File.

Our legal team will meet with you to educate you on your available choices. Schedule your free case evaluation online or over the phone at 606-618-0929.

*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.