Bankruptcy

Owning a timeshare can start as a dream vacation plan but can sometimes become a financial nightmare. Whether due to changing life circumstances or dissatisfaction with the timeshare, some owners want to escape the financial burden. When that happens, timeshare...

When you’re short on money and short on credit, title loans may seem like they offer a quick solution. A lot of people with damaged credit and few resources turn to them when they need a fast influx of cash to cover an emergency. What happens, however, if you have a...

One reason that some people avoid bankruptcy is because they think that their financial situation is their own fault. They blame themselves. They may not want to file for bankruptcy because it makes them feel uncomfortable or they worry that seeking help is a sign of...

Chapter 7 and Chapter 13 are two different types of bankruptcy filings available to individuals across the United States. Each chapter offers distinct advantages and potential drawbacks, depending on a person’s financial circumstances. It is generally a good idea to...

When you file for bankruptcy, it is essentially a declaration that you cannot pay back the debts that you owe. This has a significant impact on your creditworthiness and credit score.  Fortunately, the situation is not permanent. While the fact that you filed for...

Filing for bankruptcy is a significant financial decision that nobody takes lightly, but it is a useful tool. It can provide relief for those facing insurmountable debt and provide a fresh start for their finances – but is it something that you can only do once, twice...

Filing for bankruptcy in Kentucky can be complex, and mistakes can have serious consequences. Bankruptcy is a legal process designed to help individuals and businesses overcome financial difficulties by eliminating or reducing their debts.  It is important to approach...

Are you someone who almost never uses cash? Maybe you just use your credit card most of the time because it’s convenient. Perhaps you get points on that card and so you’re trying to meet certain spending benchmarks. If so, it’s important to remember that credit cards...

Although Kentucky lawmakers have taken steps that will eventually lead to the end of payday loans in the state (since no new licenses will be issued) , they remain legal for now, with some strict supervision. In general, payday loans are small cash advances that the...

If you are caught up in debt, and there are no signs that your financial situation is likely to change for the better any time soon, one of the options you might consider is approaching your creditors to write off your debts. If this is not possible, and your...