Wilson, Stavros, Rowsey & Thomas Legal Blog
3 reasons that upstanding people wind up filing bankruptcy
Some people believe that bankruptcy is evidence of some kind of personal failing. While it is true that some people overextend themselves by making bad credit decisions, most people who file for bankruptcy have generally lived law-abiding, fiscally responsible lives....
How to tell your spouse is seriously thinking about divorce
You’ve been going through a rough time in your marriage, and the subject of divorce was introduced by your spouse. You know that all couples go through difficult patches in their lives, so you don’t think that they are necessarily serious. Could you be wrong? About...
Forget the Ides of March: Daylight Savings Time is the real danger
The Ides of March have been considered unlucky since Roman times, but modern humans have a much more serious day with which to contend: The annual Daylight Savings switch. This year, the clocks “spring forward” on March 14, and drivers everywhere need to take note....
Is driving slower actually safer?
We know that speeding can be dangerous and lead to car accidents. It can also make the injuries in those accidents more severe. This is why there are speed limits, which are designed to protect motorists and others and not just a tactic to increase revenue for the...
Are you feeling guilty for the debt you have accumulated?
Debt, from loans, credit cards and borrowing from friends may seem like a strictly financial issue that can only be evaluated with the use of a calculator. While debt is a financial issue, there are also psychological aspects of the debt cycle that can complicate...
3 tips for negotiating custody, visitation and a parenting plan
When parents divorce, the most important issues they need to settle involve custody, visitation and parenting. Coming up with an agreement together is generally better than letting the court apply a "one-size-fits-all" solution. But how do you negotiate with someone...
Are you unsure about whether to file for bankruptcy?
Being in a tough financial situation can make it difficult to see things clearly. You may be feeling stressed due to constant contact from creditors, and this could lead you to make poor financial decisions because you are not in the right frame of mind to sit down,...
How sleep-deprived drivers are similar to drunk drivers
You're probably well aware of how dangerous drunk driving and distracted driving are. Between driver education and community awareness programs, these dangerous driving habits are well-known issues. Fewer people recognize the risk of drowsy driving, in part because...
Could the next person who sends you a friend request on Facebook be a creditor?
Do you dread opening the mail because you know there’s just going to be a new pile of bills you can’t pay in there? Do you hate the sound of your phone ringing because it’s always one more debt collector asking for money you don’t have? Well, unfortunately, you now...
Signs that Chapter 13 bankruptcy might be a good decision for you
If you intend to file bankruptcy as an individual, there are probably only two forms of bankruptcy that you will carefully consider. Most individuals will file for either Chapter 7 or Chapter 13 bankruptcy. Your personal situation will influence which form of...