Wilson, Stavros, Rowsey & Thomas Legal Blog
Understanding Kentucky’s pure comparative negligence rule
An auto accident can leave you traumatized. Maybe the other vehicle popped out of nowhere, and you had no time to react. Perhaps the impact was so severe that you barely have a recollection. Luckily, Kentucky's pure comparative negligence rule entitles you to...
Do you have to sell your belongings if you file for bankruptcy?
Individual bankruptcies come in many shapes and sizes. Most people know a little about the different kinds of bankruptcies, with Chapter 7 bankruptcy being perhaps the best-known. In Chapter 7 proceedings, the person filing may have to liquidate or sell some of their...
How does the repayment period work in a Chapter 13 bankruptcy?
Most individuals who file for bankruptcy will file either Chapter 7 or Chapter 13 bankruptcy. Chapter 7 involves the liquidation of certain assets to repay creditors, followed by the quick discharge of debts. Any secured debts, such as payment for a vehicle, will...
It may be possible to simplify your Kentucky high-asset divorce
High-asset divorces come with many headaches and complications that can't be avoided -- but you may be able to simplify the process to some degree. While you and your spouse may not agree on much right now, you may both be united around the idea that you want to save...
Why being female and Black increases the chances you’ll soon face bankruptcy
Last year — 2020 — was a rough year for a lot of people. Yet, as commercial bankruptcies rose, consumer bankruptcies actually went down. However, many experts think that’s about to change. As people eventually run out of options to stay afloat, they expect bankruptcy...
Kentucky isn’t the ‘drunkest’ state, but drunk drivers still abound
There’s been a lot of news lately about America’s love affair with alcohol. In general, excessive drinking was on the rise in 2020, and it may not have slowed down yet. Aside from the pandemic, where you live may play a role in whether you’re likely to overindulge in...
Distracted driving kills, so why do people do it?
Distracted driving is one of the most dangerous issues seen on the roads today. Any non-driving activity that takes your mind off the road and what you’re doing puts you at risk of being involved in a serious collision. Despite the fact that people know that driving...
3 reasons that upstanding people wind up filing bankruptcy
Some people believe that bankruptcy is evidence of some kind of personal failing. While it is true that some people overextend themselves by making bad credit decisions, most people who file for bankruptcy have generally lived law-abiding, fiscally responsible lives....
How to tell your spouse is seriously thinking about divorce
You’ve been going through a rough time in your marriage, and the subject of divorce was introduced by your spouse. You know that all couples go through difficult patches in their lives, so you don’t think that they are necessarily serious. Could you be wrong? About...
Forget the Ides of March: Daylight Savings Time is the real danger
The Ides of March have been considered unlucky since Roman times, but modern humans have a much more serious day with which to contend: The annual Daylight Savings switch. This year, the clocks “spring forward” on March 14, and drivers everywhere need to take note....