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Last year — 2020 — was a rough year for a lot of people. Yet, as commercial bankruptcies rose, consumer bankruptcies actually went down. However, many experts think that’s about to change. As people eventually run out of options to stay afloat, they expect bankruptcy...
There’s been a lot of news lately about America’s love affair with alcohol. In general, excessive drinking was on the rise in 2020, and it may not have slowed down yet. Aside from the pandemic, where you live may play a role in whether you’re likely to overindulge in...
Distracted driving is one of the most dangerous issues seen on the roads today. Any non-driving activity that takes your mind off the road and what you’re doing puts you at risk of being involved in a serious collision. Despite the fact that people know that driving...
Some people believe that bankruptcy is evidence of some kind of personal failing. While it is true that some people overextend themselves by making bad credit decisions, most people who file for bankruptcy have generally lived law-abiding, fiscally responsible lives....
You’ve been going through a rough time in your marriage, and the subject of divorce was introduced by your spouse. You know that all couples go through difficult patches in their lives, so you don’t think that they are necessarily serious. Could you be wrong? About...
The Ides of March have been considered unlucky since Roman times, but modern humans have a much more serious day with which to contend: The annual Daylight Savings switch. This year, the clocks “spring forward” on March 14, and drivers everywhere need to take note....
We know that speeding can be dangerous and lead to car accidents. It can also make the injuries in those accidents more severe. This is why there are speed limits, which are designed to protect motorists and others and not just a tactic to increase revenue for the...
Debt, from loans, credit cards and borrowing from friends may seem like a strictly financial issue that can only be evaluated with the use of a calculator. While debt is a financial issue, there are also psychological aspects of the debt cycle that can complicate...
When parents divorce, the most important issues they need to settle involve custody, visitation and parenting. Coming up with an agreement together is generally better than letting the court apply a "one-size-fits-all" solution. But how do you negotiate with someone...
Being in a tough financial situation can make it difficult to see things clearly. You may be feeling stressed due to constant contact from creditors, and this could lead you to make poor financial decisions because you are not in the right frame of mind to sit down,...