One reason that some people avoid bankruptcy is because they think that their financial situation is their own fault. They blame themselves. They may not want to file for bankruptcy because it makes them feel uncomfortable or they worry that seeking help is a sign of...
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Year: 2023
Can a driver ever be too cautious?
We’ve all seen them: Drivers crawling along at the speed of a snail. They can be frustrating if you get stuck behind them on the road with no place to pass. But is that frustration warranted? Or is their caution something we should all practice a little more? It...
Who makes major decisions when parents share custody?
Married parents who divorce and unmarried parents who separate from each other typically have to find a way to share custody of their children. Either they will negotiate an arrangement on their own or turn to the Kentucky family courts to divide their parental rights...
Revocable and irrevocable trusts
Trusts are a powerful tool when estate planning, offering a variety of benefits, such as providing for family members, reducing estate taxes and avoiding probate. A trust is a legal arrangement wherein a person or institution holds assets for the benefit of named...
Advantages of Chapter 7 vs. Chapter 13 bankruptcy
Chapter 7 and Chapter 13 are two different types of bankruptcy filings available to individuals across the United States. Each chapter offers distinct advantages and potential drawbacks, depending on a person’s financial circumstances. It is generally a good idea to...
Reclaim your financial health: Rebuilding credit post-bankruptcy
When you file for bankruptcy, it is essentially a declaration that you cannot pay back the debts that you owe. This has a significant impact on your creditworthiness and credit score. Fortunately, the situation is not permanent. While the fact that you filed for...
What happens when an at-fault driver flees after a crash?
Countless minor traffic mistakes can cause major collisions in Kentucky. Someone distracted for a few seconds could swerve into oncoming traffic and cause a head-on collision. One motorist's failure to utilize a turn signal might be all it takes for a crash to shut...
5 tips for taking photos after an accident
The steps you take when you are involved in an accident are crucial, as they may determine your claim's direction. Thus, you should be informed about what to do to help obtain a fair settlement. One of the things you should do is take photos, as they can serve as...
Understanding Kentucky’s property division laws
When a married couple decides to divorce, one of the most contentious issues they will face is the division of their property. In Kentucky, the property division process is governed by state laws, which aim to ensure a fair and equitable distribution of assets between...
How often can you file for bankruptcy?
Filing for bankruptcy is a significant financial decision that nobody takes lightly, but it is a useful tool. It can provide relief for those facing insurmountable debt and provide a fresh start for their finances – but is it something that you can only do once, twice...